Question: What Are The Odds Of Getting Approved For Amazon Credit Card?

Should I apply Amazon store card?

The Amazon.com Store Card could be a good option if you’ll be spending a lot of money on Amazon, and want to pay off those purchases over time.

If not, there will be better cards for you.

5% cash back is a good reward rate for Amazon, especially because you won’t find many cards with Amazon as a bonus category..

How do I know if I’m approved for Amazon credit card?

To check your Amazon credit card application status call the application status line at 888-338-2586. If your Amazon credit card application status is under review, that means your application has not yet been approved or denied.

Why did Amazon deny my credit card application?

Your Amazon Credit Card application can be denied for multiple reasons. Reasons that Chase, the issuer, might deny applicants include too little credit history or too low of a credit score, high amounts of debt, low income, a lot of recent credit inquiries, accounts in collections, or bankruptcy.

What bank does Amazon credit card use?

Synchrony BankAdditional Information from Issuer. The Amazon.com Store Card and the Amazon Prime Store Card are issued by Synchrony Bank. If you have questions about the Amazon.com Store Card or the Amazon Prime Store Card, call 1-866-634-8379, available 24 hours a day.

What credit score do I need for Amazon card?

640 or higherA score of 640 or higher is the credit score needed for the Amazon Store Card. The better your credit score is, the higher your approval odds will be. Keep in mind that they will also look at your income, past delinquencies (if any), credit utilization, employment status, etc.

Does Amazon do a hard credit check?

Amazon Store Card is through GE Money. Yes, they do. … Credit bureaus see this as just credit card shopping, so will hit your score only once as a single hard inquiry. If you had applied for these two cards days apart, then your score would have been hit with two hard inquiries.

Is it worth getting the Amazon credit card?

All things considered, if you’re someone who shops a lot on Amazon and/or if Whole Foods is your go-to grocer, it’s worth considering one of the Amazon Rewards cards — especially if you’re a Prime member. Prime Rewards card at a glance: Annual fee: $119 Amazon Prime membership. Bonus: $70 Amazon gift card.

Is an Amazon credit card worth it?

The biggest benefit of Amazon’s new card is that you get an effective discount of 5 percent (in the form of rewards points) on everything you buy at Amazon.com. … It offers many of the same benefits but provides only 3 percent back in rewards points on Amazon purchases and a gift card signup bonus worth $50.

Is it hard to get Amazon Visa?

In order to have good Amazon Prime Rewards Visa Signature Card approval odds, you should start with at least a good credit score (i.e. 700+). Generally, the higher your credit score, the better your odds of approval are. … You’ll only need a fair credit score (640+) to have a reasonable shot at getting the card.

Is it easy to get approved for an Amazon credit card?

Approval Requirements & Application Although the Amazon.com Store Card is easiest to obtain for those with at least fair credit, a number of cardholders report being accepted with credit scores around the 600 range.

How long does it take to get approved for Amazon credit card?

2 to 4 weeksAmazon Rewards Visa Signature Card Approval Process If your application isn’t instantly approved, you’ll be informed of the application status after Chase has completed the review process, usually within 2 to 4 weeks after applying.

Does applying for Amazon card hurt credit?

1 Answer. Getting rejected for a credit card does not impact your credit score. However, applying for a credit card, whether or not you are approved, does impact your score temporarily. Each time your credit report is accessed by a creditor, an “inquiry” instance appears on your credit report.